Treat yourself to more peace of mind with Cancel Anytime.
Safety is on everyone’s mind. Staying safe while traveling comes down to who you trust to go with you. Allianz Travel Insurance is the perfect travel companion giving you an added confidence boost to take on the world. It’s protection for you and your budget, and award-winning, 24-hour assistance to help you deal with the unexpected.
Up to 100% of trip cost
Reimburses your prepaid, non-refundable travel expenses if your trip is cancelled or interrupted due to a covered reason.
80% of trip cost
Reimburses 80% of your non-refundable trip cost back if you cancel your trip for any reason that your plan does not cover.
Travel insurance benefits
A travel companion with benefits, what’s not to like. Allianz Travel Insurance can help level-up your travel experience with benefits like:
- Trip cancellation (up to 100% of trip cost)
Reimburses your prepaid, non-refundable trip expenses if you must cancel your trip due to a covered reason.
- Cancel anytime
Reimburses 80% of your non-refundable trip cost back if you cancel your trip for almost any reason that your plan does not already cover.
- Trip interruption (up to 150% of trip cost)
Reimburses the unused, non-refundable portion of your trip expenses and the increased transportation costs it takes you to continue your trip or return home if you need to interrupt your trip for a covered reason.
- Change Fee/Loyalty Program Redeposit Fee
Airline/rail change fees can be reimbursed up to $500, and Loyalty Program Redeposit fees can be reimbursed up to $500, if applicable fees are incurred due to a covered reason.
- Emergency Medical and Dental ($25,000)
This primary benefit provides reimbursement for expenses incurred during your trip due to covered medical and dental emergencies. No deductible. $750 maximum for emergency dental care.
- Emergency Transportation ($500,000)
This primary benefit provides reimbursement for expenses incurred during your trip due to covered medical and dental emergencies. No deductible. $750 maximum for emergency dental care.
- Travel Delay ($800)
If your trip is delayed for five or more hours for a covered reason, this benefit reimburses up to $200 per person, per day for additional travel or lost prepaid expenses. If this covered delay results in your missing your cruise/tour departure, the daily limit does not apply.
- Baggage Delay ($300)
Reimburses the reasonable additional purchase of essential items during your trip if your baggage is delayed or misdirected by a common carrier for 12 hours or more. Receipts for emergency purchases are required.
- Baggage Loss/Damage ($1,000)
Benefits for the loss, damage, or theft of baggage and personal effects.
- 24-Hour Assistance by Phone
Allianz’s multilingual team of problem solvers is always available to help with medical and travel-related emergencies.
Covered Reasons for Trip Cancellation and Trip Interruption
Allianz Global Assistance can pay trip cancellation and interruption claims when you cancel or interrupt your trip due to certain
unforeseen situations. These situations are called “covered reasons” and are subject to certain terms and conditions. For this plan, these covered reasons include:
Cancellation and Interruption
- Covered illness, injury, death
- Supplier financial default†
- Legal Proceeding
- Destination uninhabitable
- Home uninhabitable
- Mandatory Evacuation
- Terrorism
- Military duty
- Loss of Accommodations Abroad
- Traffic accident en route
- Quarantine*
- 24-hour delay by travel carrier‡
Cancellation only
- Canceled Tour
- Employer Termination**
- Employment Transfer
- Normal Pregnancy
- Legal separation/divorce†
- Witness birth
Interruption only
- Travel delay resulting in loss of 50% of trip length
- Hijacking
Covered Reasons for Epidemics
The following benefits now include epidemic-related illness as a covered reason: Trip Cancellation, Trip Interruption, Emergency Medical, Emergency Transportation, Change Fee, and Loyalty Program Redeposit Fee. Denied Boarding due to suspicion of illness is now a covered reason for Travel Delay benefits.
Exclusions
This is a named peril plan and contains exclusions. This means that not every situation or event will be covered under your plan. A full list of exclusions is available in your plan documents. Exclusions may include, but are not limited to, pre-existing medical conditions (unless you qualify for a waiver of this exclusion), known and foreseeable events such as certain weather and political events/situations, mental or nervous health disorders, the use or abuse of drugs and alcohol, and participation in extreme high risk sports. For the Cancel Anytime benefit, exclusions apply, and may vary by state. Exclusions may include, but are not limited to, losses related to a known and foreseeable event, intentional self-harm or attempt to commit suicide, a criminal act resulting in a conviction (except when you are the victim of such act), an epidemic, acts committed with intent to cause loss, air/water pollution or threat of pollution, nuclear reaction/radiation, war (declared or undeclared), civil unrest, and travel alerts/ bulletin or prohibition by government or public authority. Other exclusions apply. Questions? Contact us at 800-284-8300.
Pre-Existing Medical Conditions Coverage & Exclusions
A pre-existing medical condition is an injury, illness or medical condition that exhibited symptoms or was treated on, or within the 120 days prior to, the purchase date of your plan. This plan waives the exclusion for pre-existing medical conditions if the following conditions are met: A) Your policy was purchased within 14 days of initial trip payment; B) You were a U.S. resident when the policy was purchased; C) You were medically able to travel when the policy was purchased; and D) On the policy purchase date, you insured the full non-refundable cost of your trip with us. This includes trip arrangements that will become non-refundable or subject to cancellation penalties between the policy purchase date and the departure date. Maximum coverage for pre-existing medical conditions is limited to the trip cancellation trip interruption coverage limit (as applicable), not to exceed $10,000. If you incur additional non-refundable trip expenses after you purchase this policy, you must insure them within 14 days of their purchase. If you do not, those expenses will still be subject to the pre-existing medical condition exclusion.
Frequently asked questions
Level up your protection
Already enrolled on a class trip? You can still travel with added security. Call us today at (877) 235-0988 to add travel insurance to your reservation.
Free look period
If you’re not completely satisfied, you have 15 days to request a refund, provided you haven’t started your trip or initiated a claim. Premiums are non-refundable after this period.
File a claim
Filing a claim online is easy. Upload documents, track your claim status and more through the online portal. If you prefer to speak to a representative, you can call (800) 496-6593 to start a claim or ask questions.
© 2021 Allianz Global Assistance. All Rights Reserved
Terms, conditions and exclusions apply.
This is a brief description of the benefits this plan provides. Plan only available to U.S. residents and may not be available in all jurisdictions.
Plans include insurance benefits and assistance services.
* Benefits for quarantine due to an epidemic only apply when an eligible traveler is specifically named and individually ordered to quarantine (not including generally or broadly applicable quarantines). Benefits may not cover the full cost of your quarantine and are subject to applicable benefit limits. See plan documents for details.
† Requires purchase within 14 days of initial trip deposit.
** Must be employed with your current employer for 12 continuous months.
‡ Travel carrier can‘t get you to your destination for 24 hours from the scheduled arrival due to natural disaster, severe weather, strike or FAA shutdown.
Insurance benefits underwritten by BCS Insurance Company, Jefferson Insurance Company or Nationwide Mutual Insurance Company and Affiliated Companies, depending on insured’s state of residence and plan type. Plan(s) only available to U.S. residents and may not be available in all jurisdictions. Allianz Global Assistance and Allianz Travel Insurance are brands of AGA Service Company. AGA Service Company is the licensed producer and administrator of these plans and an affiliate of Jefferson Insurance Company. The insured shall not receive any special benefit or advantage due to the affiliation between AGA Service Company and Jefferson Insurance Company. Non-insurance benefits/products are provided and serviced by AGA Service Company. Consumer is responsible for charges incurred from outside vendors for assistance or concierge services. Contact AGA Service Company at 800-284-8300 or 9950 Mayland Drive, Richmond, VA 23233 or customerservice@allianzassistance.com.